LG has been working on its own mobile payment system since last year. A big part of LG Pay is integration with the White Card - a smart card that stores info for multiple credit and debit cards and connects to your phone over NFC, allowing you to manage it.
Originally, the mobile payment system was meant to debut alongside the new LG V20, but issues encountered during the development of White Card prevented that. LG has not yet filed for regulatory approval of the system.
The launch has been pushed to next year, without any specific target. It's not clear where that leaves the V20 in terms of support, but it seems that the physical White Card is what interfaces with terminals (NFC, chip and magnetic strip) while the phone interacts with the card over standard NFC.
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